Model BlendMODERATE agreement · 22% spread
MA Valuation Summary
Based on Clarity's multi-model valuation engine, Mastercard Inc (MA) has an estimated fair value of $3502.71 per share, compared to its current market price of $522.34. The stock is currently trading 570.6% below Clarity's fair value estimate, resulting in a verdict of SIGNIFICANTLY UNDERVALUED.
This valuation blends 5 independent models — including Discounted Cash Flow (DCF), Comparable Companies, Dividend Discount Model, and 2 more. The primary weight is given to the Discounted Cash Flow (DCF) model, with Bayesian triangulation used to reconcile the estimates into a single blended fair value. The 5 models show moderate agreement with a 22% spread between the highest and lowest estimates.
Monte Carlo simulation across 5,000 scenarios estimates a 99.9% probability that the stock is trading below its intrinsic value, with a median simulated value of $2965.50.
Clarity's 1-year price target is $3965.30, reflecting expected earnings growth and margin trajectory.
Mastercard Inc is classified under the Payment Network sector, and this valuation is based on 10-K · Filed 2026-02-11 filings sourced directly from SEC EDGAR. All models use trailing twelve month (TTM) financials where available, with sector-appropriate growth and discount rate assumptions.
Updated Mar 8, 2026, 5:38 AM UTC · Powered by Clarity Valuation Engine · Methodology