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MAMastercard Inc
Payment Network10-K · Filed 2026-02-11
Clarity Fair Value
$3502.71
SIGNIFICANTLY UNDERVALUED (+570.6%)
Market Price
$522.34
570.6% Upside
$470$2.9K$5.3K$7.8K$10.2K202620282030203220342036Market $522
Fair Value PathMarket Price

Model BlendMODERATE agreement · 22% spread

DCF$4219.44 · 45%
Comps$3528.43 · 33%
DDM$983.70 · 11%
EV/Rev$4101.73 · 7%
ROIC Fade$742.80 · 4%
Beta
Shares
123M
1Y Target
$3965.30
EPV Floor
$1607.14

MA Valuation Summary

Based on Clarity's multi-model valuation engine, Mastercard Inc (MA) has an estimated fair value of $3502.71 per share, compared to its current market price of $522.34. The stock is currently trading 570.6% below Clarity's fair value estimate, resulting in a verdict of SIGNIFICANTLY UNDERVALUED.

This valuation blends 5 independent models — including Discounted Cash Flow (DCF), Comparable Companies, Dividend Discount Model, and 2 more. The primary weight is given to the Discounted Cash Flow (DCF) model, with Bayesian triangulation used to reconcile the estimates into a single blended fair value. The 5 models show moderate agreement with a 22% spread between the highest and lowest estimates.

Monte Carlo simulation across 5,000 scenarios estimates a 99.9% probability that the stock is trading below its intrinsic value, with a median simulated value of $2965.50.

Clarity's 1-year price target is $3965.30, reflecting expected earnings growth and margin trajectory.

Mastercard Inc is classified under the Payment Network sector, and this valuation is based on 10-K · Filed 2026-02-11 filings sourced directly from SEC EDGAR. All models use trailing twelve month (TTM) financials where available, with sector-appropriate growth and discount rate assumptions.

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Updated Mar 8, 2026, 5:38 AM UTC · Powered by Clarity Valuation Engine · Methodology

Mastercard Inc (MA) Valuation Summary

Clarity's 6-model valuation engine estimates Mastercard Inc (MA) at $3502.71 per share, compared to the current market price of $522.34. This represents a 570.6% upside from the current price. The verdict is SIGNIFICANTLY UNDERVALUED.

This valuation was generated from Mastercard Inc's 10-K · Filed 2026-02-11 filing, classified in the Payment Network sector with high confidence. Model agreement is MODERATE with a 22% spread across models.

Models used: DCF (scenario-weighted), Residual Income, Comparable Companies, EV/Revenue, ROIC Fade, and Dividend Discount Model. All data sourced from SEC EDGAR and validated against XBRL structured filings.