Based on Clarity's multi-model valuation engine, PROGRESSIVE CORP/OH/ (PGR) has an estimated fair value of $212.28 per share, compared to its current market price of $206.00. The stock is currently trading 3.0% below Clarity's fair value estimate, resulting in a verdict of FAIR VALUE.

This valuation blends 3 independent models — including Residual Income, Comparable Companies, Discounted Cash Flow (DCF). The primary weight is given to the Residual Income model, with Bayesian triangulation used to reconcile the estimates into a single blended fair value. The 3 models show high agreement with a 20% spread between the highest and lowest estimates.

Monte Carlo simulation across 5,000 scenarios estimates a 48.3% probability that the stock is trading below its intrinsic value, with a median simulated value of $203.38.

Clarity's 1-year price target is $228.84, reflecting expected earnings growth and margin trajectory.

PROGRESSIVE CORP/OH/ is classified under the P&C Insurance sector, and this valuation is based on 10-K · Filed 2026-03-02 filings sourced directly from SEC EDGAR. All models use trailing twelve month financials where available, with sector-appropriate growth and discount rate assumptions.