Based on Clarity's multi-model valuation engine, PRUDENTIAL FINANCIAL INC (PRU) has an estimated fair value of $97.02 per share, compared to its current market price of $93.03. The stock is currently trading 4.3% below Clarity's fair value estimate, resulting in a verdict of FAIR VALUE.

This valuation blends 3 independent models — including Comparable Companies, Residual Income, Discounted Cash Flow (DCF). The primary weight is given to the Comparable Companies model, with Bayesian triangulation used to reconcile the estimates into a single blended fair value. The 3 models show high agreement with a 7% spread between the highest and lowest estimates.

Monte Carlo simulation across 5,000 scenarios estimates a 55.1% probability that the stock is trading below its intrinsic value, with a median simulated value of $95.31.

Clarity's 1-year price target is $83.50, reflecting expected earnings growth and margin trajectory.

PRUDENTIAL FINANCIAL INC is classified under the Life Insurance sector, and this valuation is based on 10-K · Filed 2026-02-12 filings sourced directly from SEC EDGAR. All models use trailing twelve month financials where available, with sector-appropriate growth and discount rate assumptions.