Based on Clarity's multi-model valuation engine, Repay Holdings Corp (RPAY) has an estimated fair value of $5.44 per share, compared to its current market price of $2.59. The stock is currently trading 110.0% below Clarity's fair value estimate, resulting in a verdict of SIGNIFICANTLY UNDERVALUED.

This valuation blends 2 independent models — including Discounted Cash Flow (DCF), EV/Revenue. The primary weight is given to the Discounted Cash Flow (DCF) model, with Bayesian triangulation used to reconcile the estimates into a single blended fair value. The 2 models show high agreement with a 1% spread between the highest and lowest estimates.

Monte Carlo simulation across 5,000 scenarios estimates a 100% probability that the stock is trading below its intrinsic value, with a median simulated value of $5.37.

Clarity's 1-year price target is $5.49, reflecting expected earnings growth and margin trajectory.

Repay Holdings Corp is classified under the Fintech / Payments sector, and this valuation is based on 10-K · Filed 2026-03-09 filings sourced directly from SEC EDGAR. All models use trailing twelve month financials where available, with sector-appropriate growth and discount rate assumptions.