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VVISA INC.
Payment Network10-K · Filed 2025-11-06
Clarity Fair Value
$975.21
SIGNIFICANTLY UNDERVALUED (+207.3%)
Market Price
$317.36
207.3% Upside
$286$911$1.5K$2.2K$2.8K202620282030203220342036Market $317
Fair Value PathMarket Price

Model BlendMODERATE agreement · 33% spread

DCF$1244.53 · 35%
Comps$1201.80 · 25%
DDM$534.18 · 14%
ROIC Fade$472.79 · 11%
Residual Income$467.75 · 9%
EV/Rev$1154.39 · 6%
Beta
Shares
469M
1Y Target
$1077.74
EPV Floor
$503.33

V Valuation Summary

Based on Clarity's multi-model valuation engine, VISA INC. (V) has an estimated fair value of $975.21 per share, compared to its current market price of $317.36. The stock is currently trading 207.3% below Clarity's fair value estimate, resulting in a verdict of SIGNIFICANTLY UNDERVALUED.

This valuation blends 6 independent models — including Discounted Cash Flow (DCF), Comparable Companies, Dividend Discount Model, and 3 more. The primary weight is given to the Discounted Cash Flow (DCF) model, with Bayesian triangulation used to reconcile the estimates into a single blended fair value. The 6 models show moderate agreement with a 33% spread between the highest and lowest estimates.

Monte Carlo simulation across 5,000 scenarios estimates a 97.5% probability that the stock is trading below its intrinsic value, with a median simulated value of $853.01.

Clarity's 1-year price target is $1077.74, reflecting expected earnings growth and margin trajectory.

VISA INC. is classified under the Payment Network sector, and this valuation is based on 10-K · Filed 2025-11-06 filings sourced directly from SEC EDGAR. All models use trailing twelve month (TTM) financials where available, with sector-appropriate growth and discount rate assumptions.

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Updated Mar 8, 2026, 5:40 AM UTC · Powered by Clarity Valuation Engine · Methodology

VISA INC. (V) Valuation Summary

Clarity's 6-model valuation engine estimates VISA INC. (V) at $975.21 per share, compared to the current market price of $317.36. This represents a 207.3% upside from the current price. The verdict is SIGNIFICANTLY UNDERVALUED.

This valuation was generated from VISA INC.'s 10-K · Filed 2025-11-06 filing, classified in the Payment Network sector with high confidence. Model agreement is MODERATE with a 33% spread across models.

Models used: DCF (scenario-weighted), Residual Income, Comparable Companies, EV/Revenue, ROIC Fade, and Dividend Discount Model. All data sourced from SEC EDGAR and validated against XBRL structured filings.