Based on Clarity's multi-model valuation engine, ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ (ZION) has an estimated fair value of $68.64 per share, compared to its current market price of $54.05. The stock is currently trading 27.0% below Clarity's fair value estimate, resulting in a verdict of UNDERVALUED.

This valuation blends 3 independent models — including Discounted Cash Flow (DCF), Residual Income, Comparable Companies. The primary weight is given to the Discounted Cash Flow (DCF) model, with Bayesian triangulation used to reconcile the estimates into a single blended fair value. The 3 models show high agreement with a 6% spread between the highest and lowest estimates.

Monte Carlo simulation across 5,000 scenarios estimates a 87.1% probability that the stock is trading below its intrinsic value, with a median simulated value of $67.50.

Clarity's 1-year price target is $84.57, reflecting expected earnings growth and margin trajectory.

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ is classified under the Bank sector, and this valuation is based on 10-K · Filed 2026-02-24 filings sourced directly from SEC EDGAR. All models use trailing twelve month financials where available, with sector-appropriate growth and discount rate assumptions.